Have You Lost Track OfA Pension Or Asset?
If you have changed jobs, moved home or worked for multiple employers there is a strong chance you have a lost pension pot worth an average of £9,470. Our specialist partners use authorised tracing services to find and reconnect you with pensions and dormant financial assets that are legally yours.
Tell Us Your History
Share your employment history — previous employers, approximate dates and any pension providers you remember. Even partial information is enough to start tracing.
Authorised Search
Our specialist partners use the government's Pension Tracing Service, DWP records and insurance company databases to locate pension pots matching your details.
Verify & Connect
Once a pension is located your specialist contacts the provider on your behalf and verifies your entitlement using your National Insurance number and personal details.
Review Your Options
Your specialist explains your options — leave the pension where it is, consolidate it with your current pension, or begin drawing from it if you are eligible.
What you need to know
How do I know if I have a lost pension?
If you have worked for more than one employer and paid into a workplace pension — even briefly — there may be a pot in your name. The Pensions Policy Institute estimates 3.3 million pots are currently lost or unclaimed in the UK.
Can I find a pension from 20 or 30 years ago?
Yes. Pension providers are legally required to keep records indefinitely. Even a pension from the 1990s can be traced as long as you have some information about your employer at the time.
What if the company I worked for no longer exists?
Pension schemes do not disappear when companies close. They are typically transferred to another provider or protected by the Pension Protection Fund. Our specialists know how to trace these.
What does it cost?
Our initial assessment is free. Pension tracing specialists typically charge a flat fee or small percentage of the pension value found — only if a pension is successfully located. You pay nothing if nothing is found.
What is Rightful Money's role?
Rightful Money identifies people who may have lost pension pots or dormant assets and connects them with authorised tracing specialists. We earn a small introducer fee from our partners only on success. You pay us nothing directly.
Find your lost pension — free
Takes three minutes. Free assessment. Our specialists search authorised databases to locate pension pots in your name.