UK Money Recovery Platform

The money is yours. We find it for you.

Over £100 billion sits unclaimed across the UK right now — across lost pensions, unclaimed benefits, dormant assets, unspent levies and energy savings.* We identify your entitlements in minutes. Free to check. You pay nothing unless money is found.

£100B+
Unclaimed in UK
20M+
People missing out
£0
Assessment fee

How Rightful Money works

Four steps from checking eligibility to receiving money you are already owed.

Free Assessment

Answer a few simple questions about your situation. Takes three minutes. Completely free. No obligation whatsoever.

We Identify

Our platform cross-references your answers against every category to identify exactly what you are legally entitled to claim.

We Connect

We match you with the right vetted specialist for each category — regulated experts who handle your claim on your behalf.

You Receive

Your specialist recovers your money. We earn a small introducer fee from the specialist only on success. You pay us nothing.

£140B+
Estimated total unclaimed across five recovery categories
20M+
People and businesses missing money they are entitled to
£4,300
Average annual amount missed per household in benefits alone
£0
Cost to you unless we successfully find and recover your money

Where your money is hiding

Institutions benefit from complexity. We cut through it across five proven recovery categories.

Business Rates

The 2026 Rating List has just issued new valuations across every commercial property in the UK. An estimated 40% of businesses are overpaying. The appeal window just opened — act now before it closes.

💷 Up to £50,000/year saving

40% of all UK businesses estimated to be overpaying

Apprenticeship Levy

UK employers lose £95 million of unspent apprenticeship levy back to the Treasury every single month. From April 2026 the expiry window was cut from 24 months to just 12. Time is running out.

💷 £1.1 billion lost by employers every year

Thousands of employers losing money every month

Probate & Estate

£77 billion sits unclaimed across dormant bank accounts, forgotten policies and unclaimed estates. Banks are legally required to reunite rightful owners with their money — but only if contacted.

💷 £77 billion total unclaimed nationally

Millions of rightful owners completely unaware

Dormant Assets

3.3 million pension plans sit unclaimed with an average value of £9,470 each. Name changes, address moves and employer closures have left millions disconnected from their own retirement savings.

💷 £31 billion in lost pensions alone

3.3 million lost pension plans across the UK

Energy Savings

The National Grid pays households and businesses to reduce energy at peak times. 97% of eligible households are not enrolled despite 70% now having a smart meter. This money is there for the taking.

💷 £10 per event simply for reducing usage

97% of 36 million eligible households not enrolled

How we make money

We believe you deserve to know exactly how this works. Rightful Money is free to use because we earn a small introducer fee from our specialist partners — paid only when your claim succeeds.

You never pay us directly. The specialist recovers your money, takes their agreed fee, and pays us for the introduction. Our interests are completely aligned with yours — we only earn when you win.

We are transparent about this because trust is everything. If you would like to know the exact fee structure for any category before proceeding, simply ask us.

  • You complete a free assessment — we identify what you are owed across all five categories simultaneously.
  • We match you with a vetted specialist — the best regulated expert for your specific category and situation.
  • The specialist recovers your money — they handle everything. You receive the recovery minus their agreed fee.
  • The specialist pays us an introducer fee — a small percentage of what they earned. You pay us nothing directly, ever.
  • If nothing is recovered nobody pays anything — including you. Zero risk. Zero cost. No small print.

Everything you need to know

Honest answers to the questions we get asked most.

Is the assessment really free?

Yes — completely free. The Rightful Money assessment costs nothing. We only earn a fee from our specialist partners if they successfully recover money for you. You never pay us directly under any circumstances.

Are you a financial adviser or law firm?

No. Rightful Money is an administrative introduction service. We are not a law firm, financial adviser or claims management company. We identify potential recovery routes and connect you with regulated specialists who handle the actual recovery work.

How long does recovery take?

The assessment takes three minutes. Recovery timelines vary by category — business rates appeals typically take 4 to 18 months, pension tracing can take 2 to 8 weeks, and energy flexibility payments are made within days of each event. We always give you a realistic timeline upfront.

What if nothing is found?

If the assessment finds no recovery opportunities for you — or if a specialist takes your case and recovers nothing — nobody pays anything. There is no charge to you under any circumstances. Our model only works when yours does.

Is my personal data safe?

Yes. Rightful Money is registered with the ICO and fully GDPR compliant. We only share your data with specialist partners when you have given explicit consent for a specific category. We never sell your data, never cold call, and you can request deletion of your data at any time.

Find the money that is already yours

Three minutes. Five categories checked simultaneously. Free forever. The only question is how much you are owed.

Free to check
No obligation
ICO Registered
GDPR Compliant
No cold calls ever